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About Us

About Polk & Butler Mutual Insurance Company

PBMIC has been a part of the fabric of area communities since 1892.

Our Company

Polk & Butler Mutual Insurance Company is a mutual insurance carrier located in Osceola, Nebraska.  We insure primarily in Polk & Butler counties in Nebraska which allows us to not have to raise our rates because of Catastrophes in other parts of the country.  We know our insureds and their local property.

Local & Independent

We're people centered, not call centered.  You will always be treated like a person, not a number.  Whenever you have a question or a claim, someone you know and trust will be right there to help.  It's not that way with every insurance company, but it's the Mutual Way. 

Why Choose Us?

We are a Nebraska mutual.  With a Mutual, your premiums stay in the community, employing neighbors, supporting the local economy and giving back.  Because we are a mutual, you have a vote in our company.  We are financially sound, with reinsurance in place to cover catastrophic losses.  We know our insureds and their risks.

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